I've always appreciated Netspend. The company does not conduct credit checks, and the cards are a useful way to receive paychecks through direct deposit if you do not have a bank account. I put a direct deposit too. My deposits are easy with my Netspend card. NetSpend cards are protected through the FDIC and protected from unauthorized transactions with Visa or MasterCard’s Zero Liability Protection. By shoving an unwanted card onto us, netSpend pretty much lost any chance of having us a customer in the future. Also, your money is insured up to $250,000. With NetSpend, there are several other ways that you can use that don’t require you to get in your car. Plus, the firm has attracted more than 50 percent of the world’s largest financial institutions as customers. It is the best card to use. Purchase one at your nearest store Netspend All-Access Account by MetaBank® Review The Netspend All-Access Account by MetaBank® is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Using the Netspend mobile app allows user to see their balance and transactions, send and receive money, load checks, and find reloading locations. But it's okay, because he said I still get a refund, the dispute is in my favor, which it is because they have recording devices or cameras wherever the card was used. Anytime I have any kind of questions, I can always reach them and they always help. My suggestion to you is to use this card/service for payroll direct deposits only and have another bank account and transfer your funds. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. Unlike most prepaid cards, you can set up a direct deposit directly to your NetSpend card. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. As an authority website vetted online a long time ago, the business is, without a doubt, Trustworthy. Additionally, Netspend is an upcoming reloadable prepaid card that has gained lots of popularity among those wanting to manage their money. Use MyWOT to run safety checks on any website. And when it gets down on March 3rd, a decision will be made." I was working and wasn't able to get a bank account, but Netspend was able to give me a banking and a routing number, so that was as good as a banking account. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it. When you load the card and begin using it, the company charges fees to your account. Yes. I didn’t have any problem with waiting and what form I need to fill out. Yes, you’ll be paying fees for various things, but they aren’t going to break your bank. Required fields are marked *, SavingFreak.com has an advertising relationship with some of the offers included on this page. It was stressful. As has been said previously, transactions are insured by the FDIC, and, on top of that, Mastercard or Visa’s Zero Liability Protection provides additional security from unauthorized charges. They could also offer something like a Capital One card but on a broke man budget for longtime customers or people with at least six months direct deposits to give some type of incentive as a valued customer because I've been with them for years. 131 reviews for NetSpend, 1.3 stars: 'My husband's account was locked, then closed over a false "fraud" load on his card... a whole $420. It took a minute to get my money back from one of those but I still got it back. Netspend offers prepaid cards from Visa and Mastercard. With the higher-level card, you’ll get a few additional features that aren’t included in the basic plan. Granted, I did not know it was there, but since it was discovered and they put me all through all the hoopla, I should have had to send in a written statement on top of it, so I'm a little bit irritated with that. Netspend is a payment option that is available to US players only. In today's world the ways to make money are more plentiful than every . I tried the Western Union card but I didn’t like it. Also, your money is insured up to $250,000. By accident, I typed in the wrong pin numbers for a card. We empower consumers and businesses to be self-banked. Just make sure you know what you will be paying before you set up an account with any prepaid service, and you can save yourself a lot of headaches. In fact it’s a myth. Its location on this page may change next time you visit. Unfortunately, NetSpend is not always a reliable service. Netspend will text you the routing number and account number. The Hidden Cost of Debit Cards Netspend. In 2011, PayPal and Netspend signed a partnership. Also, I had them cancel orders. If you look online, you’ll see plenty of gripes that cardholders have with the customer service, which can be a significant turnoff for some people. But I wish that I was able to get an extra $50 for my limit because being with somebody so long, there should be a trust factor. So far, everything has run smoothly for me. Can you tell me more about what's going on? It's easy to use the reload locations and when I call for customer service, asking a question, they really help me even though I have an accent. Yes. Is the Netspend Prepaid Card Safe to Use? NetSpend is very safe, very convenient and even if I did have to change my card number, I wouldn’t regret the $600+ in FREE MONEY I’ve received over the last year of referring people. So you aren’t going to be able to put a fully-funded emergency fund in there, but putting $1,000 in the account is a way to make 50 dollars each year. Reloadit Safe Use a Reloadit Safe - to add funds to your prepaid card, schedule loads and more. You are not responsible for unauthorized charges under federal law if your credit card number is stolen. ConsumerAffairs is not a government agency. In my opinion, it seems that Netspend is simply just getting promoted more heavily because of their attractive refer a friend program. On 6/25/20 Netspend not only dropped the $9.95 fee for my stolen card, but they also credited my account $20. The app is amazing and I can get my paycheck up to two days earlier. NetSpend is very safe. I'd rather stick with Netspend. NetSpend is a Texas-based company that offers prepaid debit cards as an alternative to the traditional checking account credit or debit cards. Remember that even legitimate businesses have complaints and unhappy clients. They gave me my Chicago Bears card and once they gave me that, I fell in love. I received a netspend card in the mail and it was thrown away accidentally, is or was there money on it from a stimulus? This means that you’ll get all of the protection that you would get with any other type of card. When you sign up for the Netspend’s mobile app, you can check your account balance, send and receive money on the go, find the nearest reload location and check recent transactions. With all of the different tools available, NetSpend can help you manage your money. But their reps are really quick and fast. Netspend is a leading provider of reloadable prepaid solutions. You pay fees monthly or per transaction, but the card doesn’t require a traditional bank account. ... and our money is safe for shopping, atms, whatever. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. The fees and advantages are differed depending on which plan you choose. Chime uses security processes in order to keep member’s account safe: Deposits up to $250,000 are insured through its partner, The Bancorp Bank, Member FDIC Unsubscribe at any time. I was told that they had to wait until it posted and then they could file a dispute with the merchant. You might be surprised to learn that with NetSpend, you can open a savings account and earn up to 5.00% APY. I've been with them for years and I love it. One of the common complaints with NetSpend is customer service. Furthermore, your information is safe at NetSpend since the company has put adequate security measures to prevent information leak. Reloading your Netspend prepaid card is simple and easy. The prepaid debit card also markets themselves to small businesses as well as individuals. Walmart Rapid Reload is a prepaid reloading service. Ratings and Reviews for netspend - WOT Scorecard provides customer service reviews for netspend.com. If you want to load more money onto your debit card, you’ll have several ways to do that. Is the Netspend Prepaid card safe to use? It works like any prepaid card. Without my card. Called Netspend only to spend 4 hours on the phone getting the run around and a lot of "it's their fault, not ours" bull$#*!! NetSpend’s fees are comparable to other prepaid debit cards on the market. Yes, Prepaid Cards Work On OnlyFans. Other fees for Netspend’s services include: There are no fees for direct deposit or paper check services if you use Netspend’s mobile app, and bill payment fees vary. Easy access to adding and withdrawing cash within a network of retailers. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Direct deposit funds could be available on your card up to two days faster than a paper check. There are two options for how much you’ll pay for every transaction, either up to $2, or you can pay $9.95 every month for an unlimited amount of transactions. if you access the ingo service through any method other than the netspend mobile banking app, fees may be different, higher or lower, than those in the netspend mobile banking app. I had to call Netspend and the guy I talked to was trying to tell me it was going to take up to three months before my money comes back on my card. They've never talked to me crazy. Every time I try to do it over the phone or online, I miss a step. If you’re going to load your card with more money, either cash or check, at one of the loading stations, they will charge $3.95 every time. 3,050 talking about this. And money transferred to the high-yield savings account is FDIC insured. There are a lot of people that are looking for alternatives to the traditional banking method. They protect your information in many ways. There fore you are charged twice for the same service such as gas stationsns, hotels and other businesses that require deposits or authorize your card for more than the purchase. You deposit money and then use the card to pay for stuff until you reach a zero balance. Gambling transactions never need to appear on your bank statement. The fact they are asking you for your social should make you feel safe. That’s not exactly true. But I had problems trying to activate a card for someone else because they weren't of age. And I got it. There are thousands of complaints for this same problem. While it is safe to use your credit card on OnlyFans, you may want your purchases on the site separate from your main account for privacy or confidentiality reasons. Terms and Costs apply. Much consistent with the day though. 0 liability doesn’t really mean 0 liability in the netspend world. You could get some nasty ones, but I haven’t. I really love that. Messing with Green Dot, messing with a Vanilla card, there are fees for this and that. That being said, NetSpend is not cheap. I have different accounts with different pins and special characters for safety reasons. I'd rather directly speak to somebody right away. I've had a good experience with their reps, too. Netspend Prepaid Card FAQs. They take the $5 out once a month. My husband's ID and SS are now flagged as "high risk " and we didn't do a damn thing wrong! 4,694 talking about this. NetSpend cards are protected through the FDIC and protected from unauthorized transactions with Visa or MasterCard’s Zero Liability Protection. I thought all I had to do was on the phone since I didn't have no other choice. I get disability and I may spend my money earlier, but most of my bills are due on the first, and now I get my money before that. One of the reliable feature of Netspend is that when you open an account, it doesn't check your credit score. Netspend Prepaid Card FAQs. I received a netspend card in the mail unexpectedly, it … I called customer service while the transactions were still pending before they posted. I have several cards, but I have the stimulus on this card. Google tools can help keep you up-to-date with near real time information on the status of nearby fires. How to reload Netspend card at Walmart. It’s a great way to get access to your money quickly. For example, Green Dot and Bluebird offer similar services. It would give them the benefits of a standard debit card but without the need to have a checking account behind it. All the things they can find out by running the social you provide. Walmart does this under its service name, Rapid Reload. NetSpend is not the only bank account alternative on the market. While the tens of millions of Target victims likely won't be on the hook for any fraudulent transactions that may occur, debit card users could face bigger headaches than credit card … And I can just go right on to the store and it’s never a problem any store I went to. You can also enroll in a protection plan that covers overdrafts up to $10. It also helps avoid you going into debt. Netspend is wonderful. There is the traditional way of going to one of the different grocery stores or convenience stores and loading money, and they offer over 130,000 different locations that you can go to. Of course, there are … People were saying how well Netspend works. They started the investigation, cancelled my card, sent me a new card out, and I had to pay to get a new card. Your money is safe since the company has an insurance policy with FDIC. Privacy and security are great. Can’t really beat that! The company has multiple loading options, including by direct deposit, through your phone or at a reload station. Accountant's Assistant: I'll do all I can to help. It is also easy to assume that you would never fall for one of these scams, but you might be surprised, especially when you […] This isn’t the only fee for using NetSpend. It was acquired by Total System Services (TSYS), a financial services company in 2013. TSYS offers payment services to small businesses and merchants. I have several cards and for emergency money, and one is paid to go and the other has a $5 monthly fee where you don’t get an ATM. After you get your NetSpend card, you can start referring your family members and friends. Yeah, there fee’s are a bit high but if you have a certain amount deposited each month it is only $5 per month. I assume I won't get it anyways because I didn't file in 2019 and this check is going off 2019. We empower consumers and businesses to be self-banked. Someone charged 178.00 in gas on my card in 2 different charges 4 minutes apart. You can also post that code on Facebook or Twitter and get more people to sign up that way, every time you do, it’s another $20 into your account. NetSpend bills itself as a prepaid debit card. If you use this debit card and unauthorized purchases are made, you will be covered by the Zero Liability Protection plan offered by Visa or Mastercard. So they locked me down on all of my cards, which I understand for security purposes. The fees aren’t bad if you deposit more than 500 a month. Luckily I only had 56.00 dollars on the card, making it overdrawn. They do this through a Secure Socket Layer technology, which is a technical way of saying that the website will encrypt all of your information when it’s submitted and transferred. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. Also, I've had problems with some communication. As has been said previously, transactions are insured by the FDIC, and, on top of that, Mastercard or Visa’s Zero Liability Protection provides additional security from unauthorized charges. Use MyWOT to run safety checks on any website. When I add money onto my card, the funds are available almost instantly. I have been with netspend over 5 years each year it is getting somewhat better. One of the interesting advantages of NetSpend versus other prepaid debit cards is their referral bonus program. Yes, Netspend Prepaid Card is safe to use. I canceled it the next day, but some charges went on it after that time. Netspend Visa Prepaid Debit Card These ratings and reviews are provided by our users. Yes. In 2011, PayPal and Netspend signed a partnership. Netspend was first mentioned on PissedConsumer on May 14, 2008 and since then this brand received 2522 reviews.. Netspend ranks 48 of 191 in Cards category. If you’re on the fence about trusting one of these prepaid debit cards, that should help build confidence. Ratings and Reviews for netspend - WOT Scorecard provides customer service reviews for netspend.com. Just like Payoneer, the virtual credit card is free but there is a percentage cost on your purchases. I read up on the All-Access. The customer service helps as much as they can other than my last experience that I was complaining about. And it would take 45 to 90 days if the dispute was in my favor! However, the rankings and listings of our reviews, tools and all other content are based on objective analysis. No, netspend.com is not a scam website, but it's your duty to spot the red flags every time you are engaging in an online transaction. There are several advantages to using your NetSpend card that many prepaid cards don’t offer (some of these aren’t even provided by banks). To be on the safe side, I set up an automatic transfer of $1 every 2 months. Over the past several years, more and more people are choosing to go with prepaid debit cards versus a checking account, or some are using them as an additional tool WITH their regular banking accounts. Stay safe and pass on to anyone in the path of destructive wildfires. You can have your paychecks directly deposited into your account including your income taxes. There are three different NetSpend plans to choose from, the Pay as You Go, the Free Advantage Plan, and the Premier Advantage Plan. We empower consumers and businesses to be self-banked. Aside from having financial protection, the company protects its customer’s online information as well. Is the Netspend Prepaid card safe to use? Yes it’s safe. NetSpend has an app that you can use to load money on your card by taking photos of the check, this is a standard technique used by banks to deposit money, but it’s reached the prepaid debit card market. Other than that, the card has been the best route for me. They would cancel the lost card, send me a new one, and I would get my money back. Hopefully, you’ll have a different experience, or you’ll never need to contact them for additional help. Please read the Terms and Conditions. These are the three cards and how their fees work: The account inactivity fee can be avoided by having some activity on the account. Netspend was established by Sosa brothers in 1999. If you have any questions or problems with your card, they're very good at helping you and they answer your questions. That global payment giant is the parent company of Netspend. You can choose a monthly reduced rate plan or pay-as-you-go fee structure that charges per transaction. Prepaid debit cards have seen massive popularity growth in the past several years. I get my benefits about a week in advance. Now Netspend did deduct $5.95 for their monthly maintenance fee for June, but other than that my account is in the green and I am pleased. I needed a card because I wasn't able to get a bank account just yet. Using prepaid debit cards for business might not be the most traditional method, but it could be the perfect solution for some companies. I recently discovered NetSpend's prepaid debit card and its linked 5% (up to $5000) savings account. Green Dot has an A rating with the BBB. That bothers me a lot. That kind of upset me for the fact that I needed my card. The overall rating of the company is 1.5 and consumer You’ll enjoy lower fees, a “purchase cushion” of $10, which covers you if you spend more money than is in your account, and you can also get a customized card with your favorite photo. I don't have to be upset when I talk to their reps. To finally give a clear answer to the question, no NetSpend is not a scam and it’s safe to use. The loading station fee is easy to avoid. Walmart Rapid Reload. You can save on monthly fees by enrolling in direct deposit. I had somebody take out money from my account and I got my money back within a couple of days. At one point, prepaid debit cards, like those issued by NetSpend, were seen as an alternative to banks for people struggling to qualify, but those days are long gone. . Still, the experience with Netspend has been excellent. Netspend is committed to providing the best service to our customers. Netspend prepaid cards are processed by Visa and Mastercard. Chime uses security processes in order to keep member’s account safe: Deposits up to $250,000 are insured through its partner, The Bancorp Bank, Member FDIC Contact us, read our FAQs, & find out how we keep your personal information safe. Your NetSpend card can be used for anything, and the NetSpend app is extremely useful and versatile. Visa and Mastercard have zero liability protection so that you do not incur any unauthorized charges. Your email address will not be published. I'm upset about that. They are insuring you are who you say you are. But Netspend is the easiest among others. This can even be as simple as transferring one dollar to NetSpend from your checking account. It sounds a lot that you’re paying that out of your money. I have never had a problem with them. Netspend has faster services. I do have a traditional checking and savings but what really draws me to them is getting paid much faster. My initial impulse is that 5% APY is too good to be true, but Metabank is FDIC-insured and I'd hate to pass up on this great of a deal. I'm happy to be with Netspend. Netspend offers a Zero Liability protection. NetSpend Refund Time—How to Request a NetSpend Refund and When to Expect It. Well, personally I've already heard bad things about Netspend but when I went to cash my tax return the Check N Go was nice enough to let me know after the check is cashed that they don't keep that amount in their safe and more than half of it is now going to have to go on a Netspend account that they open for you. So, I have to redo another card. Is the Netspend Prepaid Card Safe to Use? Lesson learned. This list will help you find the top ideas to earn money for your skills and talents. How do I know I can trust these reviews about Netspend? Inconsistent with the posting time. My Netspend account is locked, how do I unlock it? All in all, I've been happy with Netspend. NETSPEND Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported Your Search: netspend. Netspend All-Access Account by MetaBank® Review The Netspend All-Access Account by MetaBank® is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. In the middle of a pandemic? I thought I did it correctly, but I guess I didn't because they sent me a letter saying that they didn't receive it. You know that you can load the card for free at any HEB grocery store. NetSpend does not issue cards to residents of Vermont. You can use a NetSpend card to supplement your finances is by using it as a savings account, not as a traditional debit card. Netspend charges an inactivity fee if there’s no activity in your account for 90 days.
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